AZAD, Ali. An Explainable Machine Learning Framework for Real-Time Loan Default Prediction Using Customer Financial Behavior and Foreign Exchange Market Indicators. International journal of industrial engineering and operational research, [S. l.], v. 8, n. 1, p. 112–125, 2026. DOI: 10.22034/ijieor.v8i1.219. Disponível em: https://bgsiran.ir/journal/ojs-3.1.1-4/index.php/IJIEOR/article/view/219. Acesso em: 5 sep. 2026.